Comparison · 7 October 2026

Square Loyalty cost in the UK, and a flat-price alternative

Square Loyalty is priced on your loyalty visits, location by location. Here is what that means over a year for a real shop, what Square does best, and when a wallet card at a fixed price makes more sense.

In short. On 7 October 2026, Square Loyalty cost £25, £45 or £65 a month per location in the UK, depending on how many loyalty visits you get that month, with a 30-day free trial and no long-term contract. It is the natural choice if you already take payments with Square: points are earned at the till, with no extra step. If you don't use Square, or want a fixed price whatever your volume, nacard costs €9.99 a month excl. VAT with unlimited customers, on a card in Apple Wallet or Google Wallet.

Transparency: this article is published by nacard. Facts about Square Loyalty come from its UK page (squareup.com/gb/en/software/loyalty), checked on 7 October 2026.

Square Loyalty pricing in the UK

Loyalty visits in the monthPrice per location
0 to 500£25 per calendar month
501 to 1,500£45 per calendar month
1,501 and more£65 per calendar month

Square counts as a loyalty visit every time a customer joins your programme, earns a point or redeems a reward. The bill therefore rises with the programme's success, and it is charged per location. A 30-day free trial is offered; email campaigns go through Square Marketing, a separate product.

Worked example: a coffee shop over 12 months

A coffee shop open 6 days a week, where 25 customers a day use the loyalty card: about 650 loyalty visits a month. On Square Loyalty, that is the £45 tier, so £540 a year for one location. Under 500 visits a month, £300 a year. On nacard Pro, it is €119.88 excl. VAT a year whatever the number of visits: for Square to cost less even on its lowest tier, a pound would have to be worth less than €0.40.

Estimate based on the public tiers above; your bill depends on your real visits.

nacard vs Square Loyalty: the comparison table

nacardSquare Loyalty
PriceFree (up to 10 customers), €9.99/month excl. VAT (Pro), flat£25 to £65/month per location, by loyalty visits
Free plan or trialFree with no time limit, up to 10 customer cards30-day free trial
RequiresNothing: works with any till, cash or cardSquare: points earned through Square Point of Sale, Online or Invoices
How customers joinScan a QR code, first name, card in Apple Wallet or Google WalletAt the Square point of sale, on Square Online, via Square Invoices or a sign-up link
Customer cardApple Wallet and Google WalletApple Wallet pass (Google Wallet not mentioned on the page)
EarningStamps or points, added by scanningPoints by visit, amount spent, item or category, automatically at the till
MessagesUnlimited wallet notifications (Pro); SMS to French numbers onlyAutomatic text notifications when points or rewards are earned
ReportingVisits, regulars, quiet hoursLoyalty sales, top customers, spend of members vs non-members, CRM

Prices and features checked on 7 October 2026 on the vendors' official pages, in the currency they displayed, VAT shown only where the vendor states it. Prices change: check the vendor's website before deciding. nacard prices: nacard.io/en/pricing.

What Square Loyalty does better

What nacard does better

nacard's limits, stated plainly

nacard is a young product, published by MADRA SAS in Paris. Prices are in euros. The merchant app (iPhone and Android) is in French for now: English, Spanish, German and Portuguese versions are ready and will ship once the app is out on the App Store and Google Play; until then, we set up your card with you by email. Your customers already get an English sign-up page and card. SMS campaigns only reach French numbers for now (wallet notifications work in every country). No till integration, no multi-location management, no separate staff logins and no self-serve customer export yet.

Which one should you choose?

See nacard's pricing.

Comparing other apps? Read nacard vs Loopy Loyalty, nacard vs Stamp Me and nacard vs Boomerangme, or the 8 best loyalty card apps in the UK. To pick on criteria rather than brands: how to choose a loyalty card app.

Published on 7 October 2026 by the nacard team.

Frequently asked questions

How much does Square Loyalty cost in the UK?

On 7 October 2026, Square's UK page listed £25 a month per location for 0 to 500 loyalty visits, £45 for 501 to 1,500 and £65 above 1,501, with a 30-day free trial and no long-term contract. A loyalty visit is a sign-up, a point earned or a reward redeemed.

Is Square Loyalty free?

No, it is a paid add-on after the 30-day free trial. Its price depends on your loyalty visits and your number of locations.

Can I use Square Loyalty without Square?

Square Loyalty works with Square Point of Sale, Square Online and Square Invoices. If you take payments with another provider, a stand-alone wallet card such as nacard works with any till.

What is a cheaper alternative to Square Loyalty?

For one shop, nacard Pro costs €9.99 a month excl. VAT (€119.88 a year) with unlimited customers, against £300 to £780 a year for Square Loyalty depending on visits. Square calculates points automatically at the till, which nacard does not.

A flat price, however busy your counter gets.

The demo takes 30 seconds, setup takes 3 minutes. Free to start, no commitment.